Views - Golf Course - Primary on Main

Address

407 Cartagena Street, PUNTA GORDA, FL

Listing Type

Pending

Price

$ 399,900

Property Attributes

MLS#C7530195
TypeSingle Family
Listing Status Pending
CountyCharlotte
CityPUNTA GORDA
AreaPunta Gorda
NeighborhoodPUNTA GORDA ISLES SEC 20
Zip33983
StyleSingle Family Residence
Year Built2003
Taxes$ 5321
Price$ 399,900
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Sqr Footage2049
Lot Size0.22 Acres

Data Source:

Stellar MLS

Property Description

Virtually Staged. Welcome to 407 Cartagena Street, a beautifully maintained 3-bedroom, 2-bath pool home in the desirable deed-restricted community of Deep Creek in Punta Gorda. Offering a split-bedroom floor plan, multiple living areas, and exceptional indoor-outdoor living, this move-in-ready home is well suited for both everyday comfort and entertaining. THE HOME IS NOT LOCATED IN A FLOOD ZONE and is connected to city water and sewer. Major improvements include a NEW A/C IN 2024 and METAL ROOF INSTALLED IN 2022. Attractive Florida-style architecture creates an inviting first impression with multiple gabled rooflines, arched windows, contrasting exterior accents, mature palms, and tropical landscaping. A generous driveway leads to the attached two-car garage, while an arched transom window and double entry doors enhance the covered front entrance. Inside, architectural details and abundant natural light create an open and welcoming atmosphere. The living and dining room features a vaulted ceiling, tile flooring, recessed lighting, updated fixtures and ceiling fans, and graceful arched openings. A wall of arched windows adds character, while pocket sliding glass doors open wide to the screened lanai, pool, and spa, creating a seamless indoor-outdoor connection and extending the living and entertaining space outdoors. The kitchen features white cabinetry, quartz countertops, a coordinating backsplash, stainless steel appliances, and extensive recessed lighting. A large peninsula with an undermount sink offers generous prep space and breakfast-bar seating, while a cozy breakfast nook provides an inviting spot for casual meals or morning coffee. Open to the family room, the kitchen creates a comfortable gathering area ideal for conversation and entertaining. The split-bedroom design provides privacy for owners and guests. The primary suite features two walk-in closets and French doors leading directly to the pool and lanai. Its ensuite bath offers separate vanities, a freestanding soaking tub, decorative wall tile, and a tiled walk-in shower with pebble-style flooring, complemented by an arched window and recessed lighting. On the opposite side of the home, both guest bedrooms include walk-in closets, and one features sliding glass doors providing direct access to the pool and lanai. The guest bathroom also serves as a convenient pool bath with direct lanai access and includes an updated vanity and tiled walk-in shower with rainfall and handheld showerheads. Outdoor living takes center stage on the oversized screened lanai and expansive pool deck, offering plenty of room for dining, lounging, and entertaining. The private pool is accompanied by a connected spa with a cascading waterfall feature, while a pool heat pump installed in 2021 adds to the amenities. Beyond the screened enclosure, greenbelt views and mature palms in the backyard create an attractive tropical backdrop, adding to the peaceful outdoor setting. Multiple access points from the home make the pool and lanai a natural extension of the interior living areas. Additional features include a large interior laundry room and an attached two-car garage with a NEW EPOXY FLOOR. Ideally located in Deep Creek, the home offers a peaceful residential setting convenient to shopping, dining, golf, parks, boating, historic downtown Punta Gorda, and Southwest Florida's beautiful Gulf Coast.

Price History
9/1/2026	Listed $399,900

General Features

Sewer	Public Sewer
Heating	Electric
Cooling	Central Air
Utilities	Cable Available,Electricity Available,Electricity Connected,Phone Available,Public,Sewer Available,Sewer Connected,Water Available,Water Connected
Roof	Metal
Appliances	Dishwasher,Microwave,Range,Refrigerator
Zoning	RSF3.5
HOA Fee	210
Garage Spaces	2
Patio/Porch Features	Covered,Screened
Pool Features	Gunite,Heated,In Ground,Lighting,Screen Enclosure
Construction Materials	Block,Stucco
Pets Allowed	Breed Restrictions
Year Built	2003
Electric	Photovoltaics Third-Party Owned
View	Park/Greenbelt,Pool
Levels	One
Property Subtype	Single Family Residence
Tax Year	2025
Ownership	Fee Simple
Community Features	Deed Restrictions,Playground,Sidewalks,Tennis Court(s)
Assoc Fee Paid Per	Annually
County	Charlotte
New Construction	false
Property Type	Residential
Association Amenities	Fence Restrictions
Attached Garage	true
Subdivision Name	PUNTA GORDA ISLES SEC 20
Facing Direction	Northwest
Garage Y/N	true
Total Rooms	8
Full Baths	2
Status	Pending
Directions	41S- Turn left onto Harbor View Rd then left onto Rio De Janeiro Avenue. Turn right onto Deep Creek Blvd and turn right onto Cartagena St. House will be on right side.
City	PUNTA GORDA
Association Name	Section 20 Property Owners Association
Senior Community Y/N	false
MLS Area	33983 - Punta Gorda
Lot Size Units	Square Feet
Lot Size Square Feet	9599
Carport Y/N	false
Listing Terms	Cash,Conventional,VA Loan
Spa Features	Heated,In Ground
Land Lease Y/N	false
Tax Annual Amount	5321.16
Additional Parcels Y/N	false
Lease Considered Y/N	true
Virtual Tour	https://www.zillow.com/view-imx/0be48aa0-8f7c-4ccf-976a-45d0a21e6884?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Building Area Units	Square Feet
Living Area Units	Square Feet
Standard Status	Pending
Occupancy Type	Vacant
Tax Lot	36
Legal Description	PGI 020 0519 0036 PUNTA GORDA ISLES SEC20 BLK519 LT 36 714/1247 930/779 1167/1835 1992/1138 2247/1711 DC4603/975-EJ PR2020-673-EJ LOA4620/361 4705/945 4705/948 4705/949
Minimum Lease	No Minimum
Water Access Y/N	false
Monthly HOA Amount	17.5
Additional Rooms	Family Room
Water View Y/N	false
Flood Zone Code	X500
In Law Suite YN	false
Flood Zone Code X500	Yes

Interior Features

Interior Amenities	Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Skylight(s),Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
Flooring	Ceramic Tile
Furnished Y/N	Unfurnished
Total Stories	1
Air Conditioning Y/N	true
Heating Y/N	true
Window Features	Blinds,Window Treatments
Fireplace Y/N	false
Laundry Features	Inside,Laundry Room
Total Bedrooms	3
LivingAreaSource	Public Records
Total Baths	2

Exterior Features

Exterior Amenities	French Doors,Hurricane Shutters,Lighting,Private Mailbox,Rain Gutters
Vegetation	Mature Landscaping,Trees/Landscaped
Parking Features	Driveway,Garage Door Opener,Ground Level,Off Street
Lot Features	Cleared,Greenbelt,Landscaped,Near Golf Course
Water Source	Public
Lot Size Area	9599
Foundation Details	Slab
Spa	true
Building Area Total	2810
Lot Dimensions	80 x 120
Lot Size Acres	0.22
Road Surface Type	Paved,Asphalt
Private Pool	true
Waterfront Y/N	false
Covered Spaces	2
Road Frontage Type	Street Paved
Road Responsibility	Public Maintained Road