Waterfront
Address
18200 Cypress Cove Lane, LUTZ, FL
Price
$ 690,000
Property Attributes
- MLS#TB8544945
- TypeSingle Family
- Listing Status Active
- CountyHillsborough
- CityLUTZ
- AreaLutz
- NeighborhoodCYPRESS COVE
- Zip33549
- StyleSingle Family Residence
- Year Built1974
- Taxes$ 10155
- Price$ 690,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2307
- Lot Size0.33 Acres
Data Source:
Stellar MLS
Property Description
Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
| Elementary School | Middle School | High School |
|---|---|---|
| Lutz-HB Elementary School | Liberty-HB Middle School | Freedom-HB High School |
| Price History | |
|---|---|
| 9/2/2026 | Listed $690,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Electricity Connected,Water Connected |
| Roof | Membrane,Shingle |
| Appliances | Convection Oven,Cooktop,Dishwasher,Dryer,Microwave,Range Hood,Washer |
| Zoning | RSC-4 |
| Garage Spaces | 2 |
| Patio/Porch Features | Deck,Front Porch |
| Pool Features | Heated,In Ground,Salt Water |
| Construction Materials | Stucco,Wood Frame,Block |
| Year Built | 1974 |
| View | Water |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Waterfront Features | Lake Front |
| County | Hillsborough |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | CYPRESS COVE |
| Facing Direction | North |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 3 |
| Status | Active |
| Directions | From US-41/N Nebraska Avenue, head east on Sunset Lane. Turn right onto Cypress Cove Road, then continue onto Cypress Cove Lane. The property is at the end of the cul-de-sac at 18200 Cypress Cove Lane, Lutz, FL 33549. |
| High School | Freedom-HB |
| City | LUTZ |
| Body of Water | LAKE STEMPER |
| Senior Community Y/N | false |
| MLS Area | 33549 - Lutz |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 14507 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Lutz-HB |
| Land Lease Y/N | false |
| Tax Annual Amount | 10155 |
| Middle/Junior High School | Liberty-HB |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Tax Lot | 545300 |
| Legal Description | TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1 |
| Water View | Lake |
| Water Access Type | Lake |
| Minimum Lease | No Minimum |
| Water Access Y/N | true |
| Water View Y/N | true |
| Flood Zone Code | x |
| In Law Suite YN | true |
| In Law Suite Description | Kitchenette,1 Bathroom,No Private Entrance,Studio,Detached (ADU) |
| Flood Zone Code X | Yes |
| DockY/N | true |
Interior Features
| Interior Amenities | Ceiling Fan(s),High Ceilings,Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s) |
|---|---|
| Flooring | Carpet,Vinyl |
| Furnished Y/N | Unfurnished |
| Fireplace Features | Living Room |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Laundry Features | Laundry Closet |
| Total Bedrooms | 4 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Lighting,Outdoor Grill,Outdoor Shower,Private Yard,Courtyard,Rain Gutters,Sliding Doors |
|---|---|
| Lot Features | Unincorporated,Cul-De-Sac |
| Water Source | Public |
| Lot Size Area | 14507 |
| Foundation Details | Slab |
| Spa | false |
| Building Area Total | 3045 |
| Lot Size Acres | 0.33 |
| Road Surface Type | Asphalt |
| Private Pool | true |
| Waterfront Y/N | true |
| Covered Spaces | 2 |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33549
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 12, 2026 8:11 PM UTC
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© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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